What Renter’s Insurance Covers

Just because you don’t own a physical property does not mean you don’t have items of value. When living in a rental community, you are at higher risk of fire damage and theft because there are more people around you. To protect yourself from potential damage and the loss of valuable items, it is important to take advantage of renter’s insurance. If you live around Bluffton or Hilton Head Island, SC and are currently renting a property, the team at Premier Insurance Advisors can help. 


Chances are you have a television, computer, video game system, or any number of electronics. If your apartment is robbed, it may be a severe financial burden placed on you to try and buy everything else back. You likely won’t be able to do this anytime soon. Renter’s insurance is there to help protect you in these times of crisis. 


Perhaps you had jewelry that has been stolen, valuable purses, or even clothing that went up in flames because of an apartment fire. Other items might be taken, like valuable bottles of wine or paintings. You can insure just about anything when it comes to renter’s insurance. When you work with an insurance agency like Premier Insurance Advisors, an agent can sit down and work with you on what to protect while identifying the value of the items you’d like to protect with your renter’s insurance. 

Rental insurance is a valuable investment that has long-term solutions to short-term incidents. This form of coverage may be required by a landlord in certain circumstance. Whether from theft or fire or other possible issues related to the rental, Premier Insurance Advisors are around to assist you while you live in and around Bluffton or Hilton Head Island, SC. Contact our offices to speak with an agent and get a quote.