Life Insurance

LIFE AND LONG-TERM CARE INSURANCE

A survey conducted by an insurance industry group, LIMRA, on consumers reveals that most consumers were not financially prepared for the death or disability of their family member. Most of them were forced to make drastic financial changes when it occurred.

Life and/or Long-Term Care insurance is essential if you have someone depending on you for financial support. Premier Insurance Advisors will write a life and/or a Long-Term Care policy that will secure the financial future of your family upon the death or disability.

LIFE INSURANCE

Whole Life, Term, Universal Life…It can be quite confusing with so many companies and different products to choose from. Premier Insurance Advisors, will sit down with you to learn about you and your family needs, helping you to decide what is best for your situation. Premier Insurance Advisors will make it easy and do all the shopping and comparing the different plans for you. Ask us about our FREE SCHOLARSHIP PROGRAM.

LONG-TERM CARE INSURANCE

7 out of 10 people over the age of 65 will need long-term care at some point in their lives. This coverage is often overlooked and is left to chance. Many of us worry about who would take care of us if something happens, and no one wants to be a burden on their family. There are many solutions out there. Premier Insurance Advisors will help you find that perfect plan for you and your family. Our solutions include:

Rated A+ by better business bureau
Tax Qualified Plans
Inflation protection
Solid financial ratings

Group Disability Insurance

Long-Term Disability (LTD)

In the event that an accident or illness prevents an employee from working for an extended period of time, the financial impact can be severe for the employee and employers. Long Term Disability (LTD) insurance is designed to help cover the employee’s expenses while their regular income is interrupted. Flexible plan design options and benefit alternatives are available to meet specific needs. This valuable protection is available with low-cost, tax-deductible premiums.

Short-Term Disability (STD)

A steady income is essential for most people. If an accident or illness interrupts that income, it affects both the employee and employer. Short Term Disability (STD) insurance is designed to replace a portion of the wages lost when a short term disability occurs. An affordable, flexible short-term insurance plan can provide needed benefits to both the employer and employee.