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Premier Insurance Advisors

800 Main Street, Suite 110
Hilton Head Island, SC 29926

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South Carolina Autoowners with auto insurance coverage

Auto Insurance in South Carolina

Auto insurance is a mandatory requirement in South Carolina. All drivers are required to hold some minimum level of liability insurance, and claims are subject to reductions if you’re at fault for the accident. Drivers are also mandated to hold some minimum level of uninsured motorist coverage to protect them from losses resulting from accidents with uninsured motorists or hit and run drivers. If you’re in Hilton Head Island, SC, Premier Insurance Advisors is your one-stop shop for various auto insurance policies.

Auto Coverage in South Carolina

Auto insurance covers you from accidents involving other vehicles, animals, weather, vandalism, theft, bodily injuries, and more. You can always choose the coverage you need since each policy is customized to meet your needs and budget.

Take a look at various coverage options offered by Premier Insurance Advisors in Hilton Head Island, SC:

Liability coverage

This is mandatory coverage for all motorists in South Carolina. It’s sometimes referred to as property damage/bodily injury coverage and caters to expenses for repairing a damaged vehicle or medical expenses towards persons injured in an accident.

Collision coverage

Collision coverage pays for damages caused to your car when you hit another vehicle or fixed objects like trees, guard rails, lamp posts, or electricity poles.

Comprehensive coverage

If your vehicle is broken into, stolen, or damaged in a hail storm, comprehensive insurance coverage will cover the losses. Comprehensive coverage often covers losses arising from risks other than an accident, for example, vandalism, fire, floods, animal collision, and theft.

Uninsured/underinsured motorist insurance

As much as auto insurance is mandatory in South Carolina, you’ll still find some drivers hitting the roads without insurance (uninsured) while others don’t have adequate coverage (underinsured). That’s why it’s mandatory to have uninsured/underinsured coverage in the state. It provides liability (property damage and bodily injury) coverage if you’re involved in an accident with underinsured/uninsured motorists who are at fault.

Medical payments coverage

This coverage covers medical costs sustained by an accident regardless of whose fault caused the accident. It can also help defray costs resulting from medical bills and lost wages after the accident.

Are you looking for affordable and reliable auto insurance coverage in Hilton Head Island, SC? Contact Premier Insurance Advisors for a great deal. You can also use our online rating tool to compare quotes from various providers in South Carolina for auto and home insurance.

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